- RLUSD gains FSRA approval enabling regulated use in Abu Dhabi’s financial market.
- Regional licenses and partnerships expand RLUSD activity across the Middle East.
- Africa and UAE initiatives broaden RLUSD’s tested applications and infrastructure use.
Ripple’s RLUSD has been cleared for use within Abu Dhabi’s regulated financial network, marking a new step in how the jurisdiction oversees Fiat-Referenced Tokens. The approval grants institutions operating under the Abu Dhabi Global Market (ADGM) the ability to incorporate the stablecoin into authorized financial activities, subject to conditions set by the Financial Services Regulatory Authority (FSRA). The move comes as the company continues to secure regulatory positions in markets across the Middle East and Africa.
FSRA Designation Grants Regulatory Status to Ripple’s RLUSD
The FSRA has formally categorized Ripple’s RLUSD as an Accepted Fiat-Referenced Token, placing the asset within a defined supervisory structure. According to the announcement, the classification enables licensed firms within ADGM to utilise the stablecoin in approved financial operations once they meet the regulator’s requirements associated with the designation.
Company officials stated that the approval reflects the regulator’s focus on establishing clear standards for supervising digital assets. Jack McDonald, Senior Vice President responsible for the stablecoin unit, said the recognition strengthens the framework that governs tokenized financial instruments in the jurisdiction. He also referenced the stablecoin’s market size, noting its capitalization has surpassed $1 billion.
Compliance and trust are non-negotiables for institutional finance.
That’s why $RLUSD has been greenlisted by Abu Dhabi’s FSRA, enabling its use as collateral on exchanges, for lending, and on prime brokerage platforms within @ADGlobalMarket—the international financial centre of…
— Ripple (@Ripple) November 27, 2025
Officials from ADGM described the approval as a procedural move. Arvind Ramamurthy, Chief Market Development Officer, stated that the FSRA aims for its framework to support sustainable development among firms deploying new financial technology models within the market’s regulated environment.
Ripple’s RLUSD Gains Ground as Regional Licensing Expands
The designation in Abu Dhabi follows the company’s earlier progress in the region. In March, Ripple obtained a license from Dubai’s Financial Services Authority, enabling it to offer supervised digital-asset services throughout the broader UAE. The approval added another regulatory foothold for Ripple’s XRP as institutions continue to evaluate stablecoin-based settlement mechanisms.
Additional initiatives have taken shape in neighbouring markets. In Bahrain, Ripple began collaborating with Fintech Bay to explore the application of blockchain technology in the financial services sector. The collaboration includes plans to test payment operations using the stablecoin under controlled conditions.
Middle East and Africa Partnerships Add Further Use Cases
Activity has also expanded across Africa, where the company outlined plans to introduce Ripple’s RLUSD through agreements with Chipper Cash, VALR, and Yellow Card. These partnerships focus on supporting regional financial technology firms that are exploring digital asset infrastructure.
At the same time, Ripple has maintained operations in the UAE’s real estate sector. A partnership with Ctrl Alt allows the Dubai Land Department to issue digital property title deeds on the XRP Ledger, forming part of efforts to modernize registry and verification procedures.
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